Hard Money Loans - DSCR Loans - Private Money Loans
NON QM LOANS FOR INVESTORS
NON QM LOANS CREATE POSSIBILITIES FOR INVESTORS
Private Home Investors offers a wide range of alternative lending products that cater to all types of home buyers. PHI offers a diverse range of non-QM mortgage products that allow you to qualify using better representations of your reliability as a borrower. Such representations may include bank statements, rental income, your liquid assets, or your credit history. Learn more about our alternative lending solutions today.
Speak to a Loan AdvisorDSCR LOANS
Private and hard money loans often have high rates and short loan terms, which isn’t always ideal for real estate investors. Alternatively, both new and experienced real estate investors can benefit from the expanded criteria offered by debt service coverage ratio (DSCR) loans. DSCR loans allow investors to qualify for financing using the rental income of a property and does not take into account your personal income.
BANK STATEMENT LOANS
Bank statement loans allow self-employed borrowers and those with alternative income streams to qualify for a mortgage using bank statements. Borrowers can qualify with as little as twelve months’ worth of bank statements. This loan is often a good solution for self-employed borrowers, business owners, realtors, consultants, and entrepreneurs.
ASSET BASED LOANS
Asset-based loans allow you to leverage assets you already have, including checking and savings accounts, investment accounts, or money market accounts, to secure a loan. This type of non-QM mortgage is ideal for individuals with substantial liquid assets available.
Investment Loans for Fix n Flip & Private Money Loans
Private lending in real estate, also known as a hard money loan, is a type of alternative financing similar to a non-QM loan provided by individual investors or private companies rather than banks. The property serves as collateral, just like with any other home loan, and can also be cross collateralized with other properties that you own.
Private Money Loans for Investors
Get the financing you need — whether flipping properties, investing in rentals, or bridging the gap between buying and selling a home — with private money loans. As a leading provider in the industry, we specialize in offering tailored financing solutions to empower investors, homeowners, and developers alike to seize opportunities and realize their property ambitions. Private Home Investor is your trusted partner for bridge loan financing, funding fix-and-flip projects, acquiring new property, or undertaking new development. Discover how our private money loans can help you.
Instead of going through a lengthy approval process with a bank or traditional mortgage lender, borrowers can quickly access funds from private lenders who evaluate the investment potential of a property instead of primarily focusing on the borrower’s creditworthiness.
Let's Talk Become a Lender PartnerMark was awesome to work with, he offered the best solutions I have seen for passive income strategies and met my investing goals. This experience was very positive, we closed right on schedule, there were no surprises on funding the deal, rehab and closing. A very streamlined process for investors looking to have passive income.
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